Life Insurance

Long Term Care Insurance

Interested in Long Term Care?
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Another Gap in Medicare...
Medicare was designed to cover an individual's need for short-term medical care and treatment. It does not cover the need for long-term custodial-type care. The skilled nursing facility (SNF) benefit is as close as Medicare comes to meeting the long-term care need. However, Medicare defines the SNF benefit narrowly so that the Medicare program pays only a small percentage of the nation's total nursing home bill and will not pay anything for care that is strictly custodial. Individuals may want to consider purchasing long-term care insurance to protect against the need for long-term care, whether that care is delivered at home, in a nursing home or in some other facility.

Unfortunately, most group health insurance plans, individual Major Medical programs, and Medicare do not cover Long-Term Care services. Consequently, any type of extended care will often place an emotional and financial burden on both the individual and their family members.

We all hope that it will never happen to us. The fact is that 60% of the nearly 15 million Americans currently receiving Long-Term Care in a facility or at home are women between the ages of 50 and 75. Nearly one-third of American households (30) million are involved in caregiving to relatives and friends.

Today's Long-Term Care plans are the bridge that helps keep people out of nursing facilities by providing benefits for assisted living care, community care, and all levels of care in your home. Maintaining our independence and dignity while receiving the haughtiest quality care is something we all need. The Freedom to choose where and how you are cared for will give both you and your family members great peace of mind.

The earlier you arrange for protection, the less it will cost. There is now a special discounted premium rate that makes Long-Term Care protection more affordable than ever. Good benefit plans can cost less than $50 per month and even consider people with pre-existing health conditions.

Mature Health Services offers coverage by the world's largest and highest rated insurance companies trusted by millions of people. We at Mature Health Services have helped thousands of families protect themselves from the greatest risk which Americans over the age of 50 face... Long-Term Care.

LTC Insurance Can Help Long-Term Care plans can provide coverage for many nursing home confinements, home care services, or care in a variety of facilities, none of which are covered by Medicare Supplement policies.

Long Term Care Companies

  • Mutual Of Omaha
  • United of Omaha
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